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Vice President and Senior Loan Officer

NMLS ID#: 1094362

Lifelong resident of Virginia, John knows our market inside and out.  Prior to entering mortgage financing John had a successful career in commercial construction building residential, retail, office, transportation, healthcare and educational facilities all over Virginia, Maryland and the District.  John is a graduate of Virginia Tech with a degree Building Construction and Development and a Minor in Real Estate and a proud alumnus of Virginia Tech's football team where he started as a tight end.


"I'm here to provide specialized home-buying and refinancing services with an approach focused on addressing my clients' specific financial situations and goals throughout the entire home buying process.  Experienced, trustworthy, and always reachable, no matter the question, I’m here to provide answers and guidance and help my clients become confident in all of their mortgage decisions."

John is licensed in Virginia, Maryland, DC, North Carolina, South Carolina, Tennessee, Georgia, West Virginia and Texas



Loan Officer and Senior Loan Coordinator

NMLS ID#: 1184299

Colby Smith provides specialized guidance and loan process management for all clients of The Kinzer Group.  With experience in all facets of the mortgage industry, he is uniquely suited to guide you through the process from start to finish, making sure you are informed and confident in the progress of your loan.  Colby is also a fully licensed loan officer with an expansive knowledge of our loan programs and options.

Colby is Licensed in Virginia and Maryland

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